Personal Finance
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Social Security COLA 2027: Why Retirees May Be Disappointed Despite a Bigger Check
The latest forecast calls for a 3.5% Social Security cost-of-living adjustment in 2027, but higher inflation, Medicare costs, taxes and…
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‘That Makes Absolutely No Sense’: Orman Warns Family Moving Mom’s $87K Annuity to a Roth
A family thought moving their elderly mother’s annuity into a Roth would be a smart financial upgrade, but the advisor…
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He Retired With No Paycheck and Planned His Roth Conversion Around an Empty Tax Bracket. In December, His Mutual Funds Filled It.
He mapped out a careful Roth conversion to fill his lowest tax bracket in years, then a fund he never…
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The Social Security Fairness Act Sent 3 Million Public Retirees a Lump-Sum Check. A Little-Known IRS Election Spreads the Tax Back Over the Years It Was Actually Owed
Millions of public retirees got a Fairness Act back payment in 2025, and for many of them it quietly pushed…
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Average 401(k) balance hits record $155,800 in second quarter: Fidelity
“The Ramsey Show” co-host Jade Warshaw discusses why Americans’ 401(k) balances have reached record highs and shares her advice for…
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She Pays $260 a Month for Plan G. The Same Insurer Sells a Cheaper Version of It, and Getting In Means Clearing Its Health Questions.
She called her insurer’s sales line out of curiosity and heard a price for her exact plan that was materially…
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‘Sounds Like a 14 Year Old’: Dave Ramsey Rips Husband Sinking 80% of Pay Into Pokemon Cards
A 35-year-old man routes most of his paycheck into a stack of cardboard he calls a portfolio, and his wife…
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Your Employer’s Health Plan Is the Single Largest Tax Break in America, and It Never Shows Up on Your Return
The biggest tax break most American workers receive never appears on their return, never gets debated at filing time, and…
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He Planned to Retire From Deere in October 2027. One Day Could Cost Him a $50,000 Retirement Bonus.
A longtime John Deere worker has his retirement date circled, his spouse on board, and his knees giving out. But…
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Personal Finance: Mortgage rates headed back up
The cost of buying a home rose again last week as mortgage rates continued their ascent. The national average rate…
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