Personal Finance

Best Graduate Student Loans of January 2026

Choosing between private graduate school loan options Private graduate student loans can be useful if you need additional funding to…

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Overspent This Holiday Season? 3 Easy Ways to Pay Down Debt

The holidays may be over but your budget could still be carrying the weight of all that spending. In fact,…

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Current refi mortgage rates report for Jan. 1, 2026

The current average refinance rate on a 30-year, fixed-rate home loan is 6.23%, according to data from the popular real…

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‘Paint Or Get Off The Ladder,’ Dave Ramsey Advises Caller As 8-Year Relationship And $60,000 Debt Bring ‘Nightmares’

David, a caller from Boise, Idaho, turned to “The Ramsey Show” over growing money tensions in his eight-year relationship. He…

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Best CD rates Thursday, Jan. 1, 2026: Earn up to 4.18% APY

The most lucrative certificate of deposit options are currently delivering yields up to 4.18% APY (annual percentage yield) as of…

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[Finterest] Start 2026 strong with these personal finance tips

MANILA, Philippines – There’s a particular kind of optimism that shows up around New Year’s. You open your banking app…

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When will mortgage rates go down? The outlook heading into 2026.

Mortgage rates may have decreased only slightly this week, but the decline marks a significant moment: The 30-year fixed mortgage…

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He Discovered They Were Never Really Poor; His Parents Just Made Poor Financial Decisions. ‘They Still Have This Idea That They Were Blameless’

For much of his life, he believed his family was just another casualty of the Great Recession. They bounced between…

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His Grandma Gifted Them $9K, Then Demanded $12K Back After A Year. Dave Ramsey Asks, ‘Is She Mentally Ill, Or Is She Just A Liar?’

Tyler from Chicago thought he and his wife had received a generous $9,000 gift from his grandmother to help them…

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Debt Is ‘The Most Aggressively Marketed Product’ In History, Says Dave Ramsey, After He Was Offered Klarna Payments For A T-Shirt – Mastercard (NYSE:MA), Visa (NYSE:V)

Financial expert Dave Ramsey responded to a listener’s question on an episode of “The Ramsey Show” about how someone could…

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