Personal Finance
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What your Social Security cost-of-living adjustment could be in 2027
Social Security will announce the official 2027 cost-of-living adjustment (COLA) in October, once inflation numbers are available, and recipients will…
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Why locking in a low rate is so important
Interest rates vary between lenders, so comparison shopping home equity loan and line of credit lenders can save you thousands…
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‘The Ramsey Show’ co-host Jade Warshaw reveals how to save $1,000 fast
Jade Warshaw explains how a “scorched earth” budget can help Americans build a $1,000 emergency fund in as little as…
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How certified coaching complements financial planning
Current or aspiring financial advisors seeking to boost their grasp of the behavioral side of the profession and the techniques…
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The Medigap Question That Can End an Application Isn’t About a Diagnosis. It’s “Has a Doctor Recommended a Test You Haven’t Had Yet?”
Most people switching from Medicare Advantage to a Medigap plan worry about their diagnoses, but a single unanswered question about…
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Highest APYs Range From 4.14% to 4.60%
Factors influencing current CD rates One of the biggest factors influencing current CD rates is the federal-funds rate. Federal Reserve…
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The Spend-Down Was About to Consume Her Last $180,000. A ‘Medicaid-Compliant Annuity’ Turned It Into Monthly Income the Nursing Home Couldn’t Touch
When a husband enters a nursing home billing nearly $11,000 a month, the clock starts ticking on the couple’s savings.…
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A 3.6% COLA Sounds Like a Raise. For Retirees Near the $109,000 IRMAA Line, It’s the Push That Costs Them Hundreds a Year in Medicare.
A Social Security raise looks like good news until Medicare uses it against you, but most retirees target the wrong…
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Open Enrollment Lets You Change Advantage Plans With No Questions Asked. It Does Not Promise You Medigap. That Application Still Asks About Your Health.
Switching Medicare Advantage plans during Open Enrollment is simple, but the move back to Original Medicare with a Medigap supplement…
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Highest APYs Range From 4.14% to 4.60%
Factors influencing current CD rates One of the biggest factors influencing current CD rates is the federal-funds rate. Federal Reserve…
Read More »