Personal Finance

How Kelvin and Rosita, both 64, can transfer wealth to their four kids with an estate freeze

Open this photo in gallery: Kelvin and Rosita have a mortgage-free house in the Greater Toronto Area and substantial savings.Sammy…

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When will mortgage rates go down? The trend into 2026, with one big wild card.

Mortgage rates continue to remain in a narrow range into 2026. The 30-year fixed mortgage rate has hovered within 11…

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Gold nears $4,500 per ounce

Gold () futures opened at $4,489.30 per troy ounce Friday, up 0.6% from Thursday’s closing price of $4,460.70. Currently, the…

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Military Troops and Retirees: Here’s the First Financial Step to Take in 2026

Editor’s note: This is the fourth installment of New Year, New You, a weeklong look at your financial health headed into…

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Why Long-Term Vision Matters In Building Tech-Driven Empires

When you look at any strong tech empire, you will always find a clear long-term vision. A big dream, backed…

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How Do I Rebalance Efficiently?

beeboys / Shutterstock.com One of the most important things anyone can do as they get close to retirement or even…

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Help! I Have ADHD and My Finances Are a Mess.

My Two Cents Personal-finance columnist Charlotte Cowles asks the nosy, revealing, sometimes uncomfortable questions about money so you don’t have…

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Watching Your Wallet: The benefits of financial therapy

FRESNO, Calif. (KFSN) — Tackling debt starts with getting to the root of the problem, and sometimes, that’s emotional. Whether…

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What 50% of U.S. consumers don’t know about managing credit wisely

Jim Holborow for Credit One Bank Minimum payments myth and more decoded: What 50% of U.S. consumers don’t know about…

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What Is the Average 401(k) Withdrawal Rate for Retirees in 2025?

Key Takeaways Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their…

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