Personal Finance
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Three Dividend Kings That Pay a 75-Year-Old $3,900 a Month: KO, JNJ, and PEP
Replacing nearly $47,000 a year in retirement income without touching principal sounds like a math problem, but the real trap…
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State Farm Is Sending Out $5 Billion in Cash Back. Here’s Who Qualifies and How to Tell It’s Not a Scam
State Farm is sending out its largest payout in company history, but the official emails look so much like phishing…
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Highest APYs Range From 4.14% to 4.54%
Factors influencing current CD rates One of the biggest factors influencing current CD rates is the federal-funds rate. Federal Reserve…
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Yachts, Artwork, and Bitcoin: What the Rich Are Hiding Inside Life Insurance
Offshore life insurance policies have quietly become a vehicle for holding yachts, artwork, and bitcoin tax-free, and the IRS is…
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He Made $50,000 on Corn Futures. Social Security Asked Whether He Had Corn in the Field.
Two farmers take identical corn futures positions, collect identical Social Security checks, and then one of them loses thousands of…
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She Took Her First RMD in April Instead of December. The Second One Came Due Nine Months Later, in the Same Tax Year, and Cost Her a Medicare Bracket.
Deferring your first required minimum distribution to April feels like a free pass, but the IRS calendar has a trap…
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High-Yield Savings Rates Today
Pay attention to restrictions that sometimes come with HYSAs. For example, some savings accounts limit the number of withdrawals and…
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The Average Retiree Collects $2,086 a Month From Social Security. Here’s What It Takes to Beat It
Most workers assume Social Security will carry more weight in retirement than it actually does, and that gap between expectation…
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The Roth Conversion That Cost a 62-Year-Old His $9,600 Health Insurance Subsidy
A single late-December decision wiped out nearly ten thousand dollars in health insurance subsidies for one early retiree, and the…
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Behavioral Finance: How Biases Shape Investing Decisions
On this episode of The Long View, our guests were Andy Clarke and Nelson Wicas, co-authors of The Architecture of…
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