Personal Finance
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The $10,000 Growth in Your 529 Plan Becomes $6,200 After Taxes and Penalties if You Withdraw Early
© Jack_the_sparow / Shutterstock.com The question comes up on call-in shows constantly: a parent staring at a credit card statement…
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The Hidden 401(k) Tax Bomb That Hits a $1.3 Million Saver With $19,800 in Their First RMD Year
© ljubaphoto from Getty Images Signature and Bill Oxford from Getty Images Signature Picture a single 73-year-old retiree sitting on…
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‘Expect Corrections and Don’t Rely on Hope’: Cramer’s Reality Check for a First-Time Homebuyer
Jim Cramer’s blunt line to a young first-time homebuyer on the May 22 episode of Mad Money: “Expect corrections and…
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Here’s Why Home Affordability Just Jumped 9 Points
Quick Read The National Association of Realtors’ Housing Affordability Index surged to 110.6 in April 2026 from 101.4 a year…
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What $4,500 a Month Really Looks Like in Retirement at Age 62
© designer491 / iStock via Getty Images Retiring at 62 on $4,500 a month sounds workable until you run the…
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Why a 64 Year Old Retiree Is Draining Her $1.1 Million 401(k) Early to Maximize a $5,181 Social Security Check at 70
© MariaDubova from Getty Images and c-George from Getty Images Pro On Reddit’s r/financialindependence and r/retirement boards, a recurring question…
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The Vacation Home Is Paid Off, But It’s Not Free. Can You Really Afford It?
© xavierarnau / iStock via Getty Images A couple turns 63 this year with $850,000 in combined retirement assets and…
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The Three-Circle Test: Why You Don’t Need to Be the CEO to Pick Winning Stocks
© tadamichi / Shutterstock.com On a recent episode of The Investing for Beginners Podcast titled Back to the Basics: Circle…
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Can You Really Lower Your Bills Just By Asking? Here’s What Happened When I Tried.
(Image credit: Getty Images) Whenever you’re looking for ways to cut your monthly budget, the dream is to find cuts…
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A Couple With $4 Million Discovers State’s Estate Tax Could Cost Heirs $280,000
© Studio Romantic / Shutterstock.com With the federal estate and gift tax exemption sitting at $15 million per person, most…
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